Want to know which health insurance companies are highly recommended in the United States? It’s tough to know how to begin sorting through multiple options when selecting a private health insurance policy. In this article, we’ll go through some of the leading insurance companies that are ranked highest on factors such as coverage and customer satisfaction. Let’s get started.
Best for Medicare Advantage- Aetna
Aetna has a long and impressive track record when it comes to quality of care. This company is one of the largest insurers in the U.S., offering medical insurance in all 50 states. Aetna also sells Medicare Advantage plans, Medicare supplement plans, and Medicare prescription drug plans to residents in most states. In the private arena, the company provides employer-based health insurance. Aetna’s pricing is also lower than many competitors’ pricing. In 2018, Aetna partnered with CVS Health Company to provide medical plan subscribers with high blood pressure with a free home monitor at CVS. Chronic disease monitoring was also available at CVS stores.
Best for Nationwide Coverage- Blue Cross Blue Shield
One in three American citizens has health coverage from Blue Cross Blue Shield. The names of a few companies that offer Blue Cross Blue Shield coverage include Anthem, Highmark, CareFirst, Independence, and Wellmark. The 35 locally operated and independent Blue Cross Blue Shield companies are open in all 50 states, including Washington D.C. & Puerto Rico. The company has over 1.7 million doctor and hospital contracts—more than any other insurer. Recently, over 50 Blue Cross Blue Shield plans earned moderate to high ratings.
Best for Global Coverage- Cigna
It’s not surprising that a company that offers a plan called Global Health Advantage would lead this list for international coverage. This company has over 17 million medical customers all over the world and is served by a global network of 1.5 million professionals with access to doctors in 30+ countries.
Cigna has more than 70,000 employees. The company is partnered with Express Scripts, America’s largest pharmacy benefit manager, to lower costs and improve the quality of care. In the United States, six Cigna plans were awarded a four-star rating. Cigna was also a top performer in customer satisfaction in Illinois, New Jersey, Virginia, and Ohio in 2021. The company offers plans in 13 states & dental plans in all 50, plus Washington D.C.
